- A-Life Joy-i is a syariah-complaint regular contribution investment-linked Takaful plan. It provides coverage o death and total permanent disability (TPD).
- This plan comes with an AutoGrowth feature which will automatically increase to coverage amount to 200% when your child turns 18, subject to term and condition.
What is Takaful?
Takaful is a mutual assistance based on the principles of solidarity, brotherhood, and cooperation. Each participant agrees to contribute on the basis of Tabarru' (donation) into a fund, money Participant Risk Fund (PRF), which will be used to assist each other in times of need.
Who is eligible to participate in A-Life Joy-i?
- Any person aged 18 and above
- Child age between 14 day -15 years old
- Participant during pregnancy, 18 years old and 45 years old and less than 35 gestation weeks*.
*Note: Participation during pregnancy stage of less than 14 gestation weeks is only applicable to existing participant of A-Life Lady360-i
Benefit:
- Protect your child even when you are expecting.
- Enhance your child's early years coverage.
- All-in-one protection and savings plan for your child.
- Enjoy twice the coverage with AutoGrowth feature.
- Flexible protection and savings.
- Education saving via A-Plus ScholarSavers-i
- Syariah complaint solutions.
Coverage period:
- Covers the child up to age 100 (provided that the certificate is valid and account value is sufficient to cover the Tabarru' and other certificate charges.
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