PEACE OF MIND

Peace of Mind is a state of mental and emotional calmness, with no worries, fears or stress. In this state, the mind is quiet, and you experience a sense of happiness and freedom.

However, there is no limit of problems that might bother our mind. Every day from picking up a brush to lay down again in the night, we face several challenges. 

Here are few of the common problems we face every day, it might differ from person to person, but most of the persons can relate to it;

1. Financial problem
2. Family problem
3. Cost of living increase
4. Car problem
5. Liabilities cost increase
6. Health problem
7. Cost of education increase

The mind is like an ocean. For most people, the mind constantly moving just like water, without ever coming to a rest. It is stirred up by our restless and rushing thoughts, just like waves on the shore Our desires and fears do not only disturb us, but they also prohibit us from finding peace of mind.

Do you you sometimes, wish your mind could just stop thinking for a little while, and let you enjoy some rest and peace?

Do you wish you could overcome your lack inner peace?

Thoughts keep coming and going, occupying your mind every moment of the day, wasting precious mental and emotional energy, and sometimes, making your head ache. 

We can overcome this problems by taking insurance policy. Insurance, as a means of protecting a person's interests against loss or damage. After all, is about pooling your money with lots of people of other people so that, if things do go wrong you can recover what you lost or pay for particular health services like healthcare without it costing you a fortune.

When you take out an insurance policy, depending on the risk you are covering, some of the benefits you might gain include:

1. You reduce or eliminate the risk of facing sudden, major expenses if you, your family or your property suffer a misfortune. 
2. You create security for yourself and your family in the event that you lose your earning power through job loss or disability.
3. You provide financial security for your family in the event of your death.
4. You have the best chance of quickly recovering your lifestyle after damage to your property, with someone taking care of you while restoration or replacement is under way.
5. etc,.

BENEFITS OF HAVING CAR INSURANCE

The benefits to drivers of having great car insurance go beyond fulfilling a state requirement.

Car insurance can help protect your financial well-being by mitigating the risks of having to pay the potentially ruinous costs of a significant auto accident claim.

In the event that you're involved in an accident, or hit by an uninsured or underinsured drive, car insurance can help pay the costs of the repairs and medical bills. Without it, you may have to pay a substantial sum of money out of your own pocket. 

Car insurance also helps cover the passengers in your car and other drives on the road if you are responsible for an accident.

Car insurance can also help save your time and cut out inconveniences. Without car insurance, if you're involved in an accident you may have to find a repair shop, get rental car, negotiate the repair costs and communicate with the other drivers involved in the accident and their insurance companies and negotiate payment of the other person's claim. One of the last things you want to do after a car accident is deal with all this hassle. 

A good car insurance company can help handle these issues for you and will support you at every step through a smooth and low-stress claim process. 

LET THE DREAMS COME TRUE

Insurance is a way of managing risks. When you buy insurance, you transfer the cost of a potential loss to the insurance company in exchange for a fee, known as the premium. Insurance companies invest the funds securely, so it can grow, and pay out when there's a claim.

Insurance helps you:

• Own a home, because mortgage lenders need to know your home is protected.

• Drive vehicles, because few people could afford the repairs, health care costs and legal expenses associated with collisions and injuries without coverage.

• Maintain your current standard of living if you become disabled or have a critical illness.

• Cover health care costs like prescription drugs, dental care, vision care and other health-related items.

• Provide for your family in the event of a death.

• Run a small business of family farm by managing the risks of ownership.

• Take vacations without worrying about flight cancellation or other potential issues.

THE BATTLE OF THE HOUSEWIFE THROUGH THE YEARS

The many faces of housewife 👩👯

Women has been running the homes since the dawn of the recorded history. It is, in fact, the most underpaid and under-acknowledged job in the world. When you look at the history of the housewife, it's actually fairy-tale modern idea to insist that one woman to do all the cleaning, cooking, and childcare. 

Scenario

Husband:

 I don't need to buy insurance for my wife because she is just a housewife.

Financial advisor: 

Mr client think about it, the day you are unable to work is the day your housewife takes care of you. However, if something happened to her, then who will take care of the house?

You have to become the housewife. If you become the housewife, then who's the husband? Who supports the house?

The woman of the house is your biggest asset. This is because the woman in the house takes care of your house, takes care of the kids, and takes care of responsibilities.

It is your biggest asset. If that asset is not protected, who takes cares of the house? Think about it. When it comes to financial planning, your wife is actually more important than you as your wife takes care of all the things that you are unable to take care of!

Moreover, she is handling all the responsibilities at home. If she is not there, then you have to take over. You have to become the mother of the children; you have to become the housewife. 

It is  actually quite shocking how many people don't acknowledge this. 

Mr Client do not forget, she is doing a job that is under-acknowledged, and never a price because it is priceless.

Think about it.

Credit to "The Objection Playbook" by Sanjay R. Tolani 

For more information do call / whatsapp

016-8412057
Jenny
AIA KOTA KINABALU

Direct click untuk whatsapp saya : wasap.my/60168412057

EVERYTHING IN YOUR LIFE IS A REFLECTION OF A CHOICE YOU ONCE MADE

Why should I buy insurance? God is my insurance.

You see, you're correct. God does take care of all the creatures that he creates. That is the reason why we don't need insurance.

Before that, let me tell you a story that happened. There was a priest in a very small town. Beautiful town!

Every morning, he would do his prayers. The whole village would come to the temple to pray with him.

One day, all of a sudden, the villagers came running to the temple and they said. "Priest, Priest, the floods are coming! We need to leave."

The priest said, "No! This is the house of God, nothing will happen to me."

True enough, the floods came, with the water starting to flood the stairs of the temple.

People came in a boat, "Priest, Priest, come with us, the temple is sinking."

"No! This is the house of God, nothing will happen to me."

The water got even worse. It had come to a point where it had completely covered the temple, with only the flag at its top remaining.

The people had the army come, together with the air force to help out.

The air force came with a helicopter and said, "Priest, Priest, come with us! You will die!

The priest, tightly holding on to the flag, said...

"No! This is the house of God, nothing will happen to me."

Then... The priest died.

He goes to the gate of the heaven, and stands in front of God.

God spoke. "Priest, I'm so proud of you, Till your last breath, you did not once lose faith in me. You kept speaking about me. Welcome to heaven."

However, the priest was upset. You see, he told his followers that nothing would happen to him, but that turned out to be false as he was swallowed by the waves and drowned.

So he asked God.

He said, "God, I appreciate you welcoming me to heaven, but there is one question that is burning inside me. Why did you allow me to die in your house (temple)? You see, I told all of our followers that nothing would happen to me because I would be protected in the house of God. Why did you then allow me to die there?"

So God smiled and he said, "Priest, you know me better than anyone else. You have been keeping me in your thoughts for such a long time. You've spoken about me and you've read about me. So why is it that still don't understand that I never do anything by myself? In this case, I did come to you, in the form of three messages by the people warning you of the dangers of staying in the temple. Yet you refused to heed them! As a priest, you should be able to recognize several help that I sent.

Relatable:

What I want you to take away from this story, Mr Client, is that God does not do anything by himself. He will always send a messenger to you in one form or another.

In your case, God has sent financial advisor as his messenger to help you.

To remind you of the responsibility that you have.


Credit to:
"The Objection Playbook" by Sanjay R. Tolani

PELUANG PEKERJAAN BERSAMA KK MJP AGENCY (AIA BERHAD)

ANDA SEDANG MENCARI PEKERJAAN?💻💰💰

AiA Kota Kinabalu (KK MJP) menawarkan peluang pekerjaan untuk anda sebagai Perancang Kewangan.

*Kerja Penuh Masa
*Gaji : Rm3000-Rm9000/bulan

kelayakan:
-umur: 22-45 tahun
-lepasan SPM min. 3 tahun pengalaman kerja
-Diploma/Degree min. 1 tahun pengalaman kerja
-Bahasa: Melayu & English
-kelebihan bagi yang mengambil bidang Kewangan/pengurusan perniagaan/perakaunan atau apa-apa bidang yang berkaitan.
-kelebihan bagi yang mempunyai pengalaman dalam perniagaan.

Tanggungjawab/ skop kerja-
-Berkomunikasi melalui telefon dengan pelanggan mengenai produk kewangan
-Membuat temujanji dengan pelangan
-Menjual dan mempromosikan Produk kewangan
-Mengurus pembayaran untuk pelanggan.

Keterangan Lanjut sila hubungi:
0148535164 (Diana) or 0134794745 (Elsie)

Atau boleh terus Email Resume anda di:
cikrewdiana@gmail.com

#siapa2 berminat atau berkelayakan dengan peluang pekerjaan ini sila hubungi kami dengan segera!

OUR PRIME PURPOSE IN THIS LIFE IS TO HELP OTHERS

Another Client’s Claim settle 13k is a big money and it might be equal to your savings right now.

This client needs to do surgery, Yes he can go to Government Hospital for a small cost of surgery, but it take long time to wait until he can do the surgery. Plus with his condition, he need to do the surgery as soon as possible. Thank God he have Medical Insurance to cover his Surgery bills.

You will never know how Important It is to have an Insurance Protection until something happen to you or your family that you wish you have taken Insurance before.

Take Insurance Protection while you still young and can afford it.

More details & free Quotation;
Call 0166860702
Wasap.my/60198950668
Mar (AIA Kota Kinabalu)

A-LIFE CANCER360 - A COMPREHENSIVE CANCER PROTECTION PLAN

For more information do call / whatsapp

016-8412057
Jenny
AIA KOTA KINABALU

Direct click untuk whatsapp saya : wasap.my/60168412057

HOW A-LIFELINK PROTECT YOU?

A-LifeLink is a flexible investment-linked plan that helps you protect your loved ones and invest with as little as RM150 per month. We offer you the flexibility of changing the level of your protection and savings from time to time, to meet your ever-changing needs. Join AIA Vitality, our unique insurance and health programme that actively supports and rewards you for making healthy choices. As a member, you can enjoy extra coverage of up to 45% of your coverage amount, without having to pay any additional premium.

Untuk maklumat lanjut;

Call/whatsapp
016-8412057
Jenny
AIA KOTA KINABALU

Direct click untuk whatsapp saya : wasap.my/60168412057

PROTECT YOUR CHILD WITH A-LIFE JOY TODAY

Becoming a parent is one of the most joyful moments in your life. Having a child changes you forever, and we would like to provide you with the comfort and security that you need on your journey through parenthood.


A-Life Joy is a flexible investment-linked plan helps you protect your child and invest with as little as RM 150 per month. We offer you the flexibility of changing the level of your child's protectinand savings from time to time, to meet your child's ever-changing needs.

Untuk maklumat lanjut;

Call/whatsapp
016-8412057
Jenny
AIA KOTA KINABALU

Direct click untuk whatsapp saya : wasap.my/60168412057

A-LIFE SIGNATURE BEYOND THAT PROTECT YOU

A-Life Signature Beyond is a flexible investment-linked plan designed to protect the lifestyles of the ones you love most if you're no longer able to fulfill that role. Protect your family’s future by protecting yourself first.💓😊

For more information;

Call/whatsapp
016-8412057
Jenny
AIA KOTA KINABALU

Direct click untuk whatsapp saya : wasap.my/60168412057

PELAN PERUBATAN TERBAIK A-LIFELINK

A-LifeLink merupakan pelan Insurans Berkaitan Pelaburan berpremium tetap. Ia menyediakan perlindungan ke atas kematian atau HUMK. Pelan ini dilengkapi dengan Bonus Ulang Tahun yang meningkatkan amaun perlindungan secara automatik. A-LifeLink juga menyediakan fleksibiliti untuk meningkatkan perlindungan dengan menawarkan pelbagai manfaat-manfaat pilihan. Jumlah nilai unit-unit dana berkaitan pelaburan yang ada di dalam pelan anda akan dibayar kepada anda apabila perlindungan pelan anda tamat pada tempoh matang. 

Untuk maklumat lanjut;

Call/whatsapp
016-8412057
Jenny
AIA KOTA KINABALU

Direct click untuk whatsapp saya : wasap.my/60168412057

ARE YOU READY TO BUY YOUR DREAM HOME??

Congratulations!!🎊🎇 😃😊 It's a big move and one of the key decisions you will likely make is which home loan best suits your needs🅪🔐

AIA's Fixed Rate Home Loan is suitable if you're purchasing a home or keen to switch the home loan you have with another financial institution to AIA. 😉

1. Safeguard against rising interest rates
You do not have to worry about your mortgage payments increasing even if interest rates rise as our home loan comes with a fixed rate throughout the term of the loan.

2. Payment Flexibility
You have the freedom to pay more towards your loan so you save more over time as the interest portion of your loan in calculated on a daily basis.

Untuk maklumat lanjut;

Call/whatsapp
013-8013618
Irene
AIA KOTA KINABALU

PERLINDUNGAN ANAK

A-LifeJoy-i adalah perlindungan menyeluruh untuk bayi anda yang bakal lahir ataupun yang sudah lahir.

• Pampasan Kematian.
• Simpanan Pendidikan.
• Kad Perubatan.

Dan banyak lagi faedah yang lain. Maklumat lanjut dan free Quotation boleh berhubung dengan,

016-6860702 (Call) /  Wasap.my/60198950668

Mar (AIA KOTA KINABALU)

4 REASONS WHY YOU SHOULD CHOOSE AIA FIXED RATE HOME LOAN

If you sign up with KK MJP AGENCY (AIA BERHAD), you can turn your dream home into reality and you can enjoy the long-term fixed mortgage rates for the entire loan duration to ease your financial commitment. 😍💗💵

Untuk maklumat lanjut;

Call/whatsapp
016-8412057
Jenny
AIA KOTA KINABALU

Direct click untuk whatsapp saya : wasap.my/60168412057

UTAMAKAN KEPERLUAN DARIPADA KEHENDAK UNTUK MASA DEPAN KELUARGA TERJAMIN

INSURANS  adalah 1 keperluan, akan tetapi masih ramai yang tidak tahu akan kepentingan insurans untuk masa depan kita dan keluarga kita. 

#TunMahathirpuncakapbeliinsurans 😄💕

Untuk maklumat lanjut;

Call/whatsapp
016-8412057
Jenny
AIA KOTA KINABALU

Direct click untuk whatsapp saya : wasap.my/60168412057

PERLINDUNGAN HAYAT BERSAMA A-LIFELINK-i

Apakah yang dimaksudkan dengan A-LifeLink-i?

A-LifeLink-i adalah sebuah pelan berkaitan pelaburan fleksibel yang membantu anda melindungi orang yang anda sayangi dan melabur serendah RM150 sebulan. Kami menawarkan kepada anda fleksibiliti untuk mengubah tahap perlindungan dan simpanan anda dari semasa ke semasa, untuk memenuhi keperluan anda yang sentiasa berubah-ubah.

Tempoh perlindungan:
Sehingga umur 100 tahun

Umur penyertaan:
Umur 16 tahun - 70 tahun

Faedah-faedah

• Perlindungan dan simpanan dalam satu pelan
• Fleksibiliti dalam perlindungan dan simpanan
• Bonus ulang tahun
• Dana berkaitan pelaburan untuk memenuhi keperluan anda
• Penyelesaian patuh syariah 
• Perlindungan tambahan melalui cover boost

Untuk maklumat lanjut;

Call/whatsapp
016-8412057
Jenny
AIA KOTA KINABALU

Direct click untuk whatsapp saya : wasap.my/60168412057

FINANCIAL FREEDOM

Do you have these kind of liabilities:

• House?
• Car?
• Loan?
• PTPTN?
• etc...

Who do you think will pay for your liabilities when you die someday. Family? Friends? Neighbour? or someone else??? Don't you think that you have left a burden to them? Will they able to survive with that liabilities instead of asset that can help. 

#life #financialfreedom #aia #lifeinsurance #borneo # kotakinabalu #managedyourfinance #financialadvisor #yourmoney #myfuture #moneyisimportant #myfinancialadvisor #myfamily #kotakinabalusabah #aiakotakinabalu

For more information do call / whatsapp

016-8412057
Jenny
AIA KOTA KINABALU

Direct click untuk whatsapp saya : wasap.my/60168412057

WOWWW!! PELAN PENDIDIKAN SERENDAH RM150 SEBULAN!

- Boleh bermula dari umur 14 hari 
- Ada perlindungan nyawa / Kecacatan kekal
- Tabung pendidikan akan dikeluarkan apabila anak berumur 18 tahun
- Perlindungan berganda untuk nyawa / kecacatan kekal apabila anak berumur 19 tahun
- Tambahan rider seperti;

1) Kad perubatan
2) Payor waiver
3) Critical illness
4) Elaun harian hospital ( Hospital swasta)

Untuk maklumat lanjut;

Call/whatsapp
016-8412057
Jenny
AIA KOTA KINABALU

Direct click untuk whatsapp saya : wasap.my/60168412057

PREMIUM BULANAN DI BAWAH RM200!!!

Ambil masa muda (umur 25 dan ke bawa) masih boleh dapat premium bulanan di bawa RM200.

1. Pampasan kematian/kecacatan kekal.
2. Kad perubatan dengan had tahunan sehingga RM 1 juta.
3. Simpanan untuk masa depan.

Tiga-tiga ini di cover dalam 1 plan. 

Whatsapp sy Wasap.my/60198950668

Sy Buat Quotation ikut budget kamu..minimum RM150/ bulan utk Plan yg cover 3 perkara di atas.

Whatsapp sy details kamu.

1. Nama
2. Tarikh Lahir
3. Pekerjaan
4. Merokok atau tidak
5. Budget kmu

Yg paling bagus ni premium Fixed, erti dia Tidak akan naik walaupun umur kamu meningkat

😁

A COMPREHENSIVE FEMALE PLAN!!

A-Life Lady360

A-Life Lady360 is a non-participating plan which covers you until the age of 80.

This plan provides comprehensive coverage for female-related illnesses and / or events as well as basic coverage for death and total and permanent disability (TPD). All the benefits are grouped into 7 main categories:

1. Basic Benefit
2. Female Illness Benefit
3. Female Care Benefit
4. Female Pregnancy Benefit
5. Cash Reward Benefit
6. Gift of Joy 
7. Maturity Benefit

Untuk maklumat lanjut, sila tekan link ini untuk direct whatsapp saya

Wasap.my/60168412057

Atau bole sms dan call saya

016-8412057

Jenny

AIA KOTA KINABALU

PELAN PERUBATAN BAGI KELUARGA

Pelan perubatan keluarga dengan pakej simpanan paling jimat setakat ini!!

Ingin mengambil medical card tapi mahal? Jangan risau , AIA menawarkan pakej keluarga ( suami isteri + 4 orang anak ) dibawah satu polisi dan satu harga serendah rm380++ sebulan!

Berbaloi atau tidak? Dengan bayaran yang rendah, banyak benefits yang kamu dapat. Masih tidak percaya dengan pelan gila-gila paling berbaloi ini?

✅ Setiap ahli keluarga dapat kad perubatan sendiri
✅Harga mampu milik
✅Perlindungan sehingga rm1.76 juta setiap tahun.
✅Perlindungan 1JUTA USD sekiranya berlaku kemalangan semasa di luar negara
✅Perlindungan sepanjang hayat sehingga umur 100 tahun
✅TIADA had seumur hidup
✅TIADA caj Ko-insurans( maksudnya TIADA bayaran pendahuluan kemudian membuat tuntutan)
✅Kemasukan Hospital Tanpa Gangguan. "Just Swipe".
✅Layak mendapat pelepasan cukai

PELAN AIA YANG FLEKSIBEL

1) PELAN PERUBATAN SATU KELUARGA ( SUAMI ISTERI + 4 anak)

2) PELAN SUAMI + ISTERI

3) PELAN BAPA + 4 ORANG ANAK

4) PELAN IBU + 4 ORANG ANAK

5) PELAN INDIVIDU

Untuk takaful, cuma pelan individu sahaja yang available.

Jangan biarkan simpanan yang berpuluh tahun habis untuk bayar kos perubatan. Biar AIA yang bayar untuk kamu

KERJA SEBAGAI PERANCANG KEWANGAN

▪️Entrepreneurs mindset
▪️ Energetic & discipline yang bagus
▪️ Rm3,500 - RM 9,000 per month
▪️Komisen dan bonus
▪️5 star trip ke luar negara
▪️ Peluang untuk mempunyai agensi sendiri
▪️ Latihan & skill programs disediakan

Tolong share untuk pengetahuan kawan-kawan, saudara mara , ahli keluarga yang mungkin berminat

Untuk maklumat lanjut, sila tekan link ini untuk direct whatsapp saya

Wasap.my/60168412057

Atau bole sms dan call saya

016-8412057
Jenny
AIA KOTA KINABALU